Privacy Policy
Last updated: October 2024
Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Credco Management LLC
1255 East Brickyard Rd, Salt Lake City, UT 84106, USA
866-727-3326
info@credcomanagement.com
Our Commitment to Privacy
At Credco Management, we value transparency and trust when handling customer data. Our privacy policy ensures compliance with regulatory requirements, including the TCR process. We emphasize:
- ✅ Secure collection and storage of personal information.
- ✅ Strict control over the use and sharing of data.
- ✅ Protection against unauthorized access or misuse.
- ✅ Explicit assurance that SMS consent and phone numbers will never be shared with third parties.
Interpretation and Definitions
Interpretation
Words with capitalized initials have meanings as defined below. These definitions apply whether the terms appear in singular or plural.
Definitions
- Account – A unique account created for You to access our Service.
- Company – Refers to Credco Management LLC (“We”, “Us”, or “Our”).
- Cookies – Small files placed on Your device to track browsing activity.
- Country – Refers to Utah, United States.
- Device – Any digital device used to access our Service.
- Personal Data – Any information that identifies an individual.
- Service – Refers to our website: www.credcomanagement.com.
- Third-party Social Media Service – Platforms like Google, Facebook, Twitter, or LinkedIn used for login authentication.
- Usage Data – Automatically collected data (e.g., IP address, browser type, pages visited).
Collecting and Using Your Personal Data
Types of Data Collected
Personal Data
We may ask You to provide the following personally identifiable information:
- Email address
- First and last name
- Phone number
- Address, State, ZIP/Postal code, City
- Bank account information (for service payments)
For verification and payment security, additional documents may be required, such as:
- Date of birth
- Passport or National ID
- Bank card statement
- Other proof of identity/address
SMS consent: We require SMS consent for communication and verification. We do not share SMS opt-in or phone numbers with third parties.
Usage Data
We collect Usage Data automatically, which may include:
- Your IP address
- Browser type, version, and pages visited
- ⏳ Time spent on pages and other diagnostics
Third-Party Social Media Services
If You log in through Google, Facebook, Twitter, or LinkedIn, We may collect Personal Data associated with those accounts.
Tracking Technologies and Cookies
We use cookies to enhance your experience. You may set Your browser to refuse cookies; however, this may limit functionality. More details can be found in our Cookies Policy.
Use of Your Personal Data
We use Personal Data to:
- ✔ Provide and maintain our Service.
- ✔ Manage Your Account.
- ✔ Process transactions.
- ✔ Contact You via email, phone, or SMS.
- ✔ Provide updates and offers (unless opted out).
- ✔ Analyze trends to improve our Service.
- ✔ Ensure compliance with legal requirements.
Retention of Your Personal Data
We retain Your Personal Data as long as necessary to fulfill its purpose or comply with legal obligations.
Transfer and Disclosure of Your Personal Data
Transfers
Your data may be stored outside Your jurisdiction with proper security safeguards in place.
Disclosures
We may disclose Your data:
- For legal compliance.
- To protect our rights and property.
- In case of a business transaction (merger, acquisition, sale).
- To prevent fraud or security threats.
Security of Your Personal Data
We implement strong security measures but cannot guarantee absolute protection against breaches.
Children’s Privacy
Our Service is not intended for users under 13, and We do not knowingly collect their data without parental consent.
Links to Other Websites
Our Service may contain links to third-party websites. We are not responsible for their content or privacy policies.
Changes to This Privacy Policy
We may update this Privacy Policy periodically and notify You via email or a notice on our website.
Contact Us
If you have any questions about this Privacy Policy, please contact us at:
Credco Management LLC
1255 East Brickyard Rd, Salt Lake City, UT 84106, USA
866-727-3326
info@credcomanagement.com
Thank you for trusting Credco Management with your data security.