Hi, I’m Jason Carrera-Vowell.
In 2017, I discovered that Equifax had exposed my Social Security number to the dark web. No notice. No accountability. Just silence.
I followed every step I was supposed to—filed disputes, sent letters, waited for answers that never came. Nothing changed.
So I sued them.
And I won.
That experience taught me two things:
First, credit bureaus don’t take consumers seriously—unless they’re forced to.
Second, the system is broken. But now, I had the blueprint to fix it.
That’s why I created DB-RAMS™—the Data Breach Recovery Asset Management System. It’s the very process I used to win my case, evolved into a structured, legally grounded system to hold credit bureaus and furnishers accountable.
Today, DB-RAMS powers Credco Management, helping thousands of people reclaim their credit and their peace of mind—just like I did.